For you old guys
When I became 70-1/2 and had to begin drawing down my 401 and IRA I tried to calculate the required minimum disbursement (RMD) myself---and found it cloaked in a mythical bureaucratic cloud of fog---I gave up and referred the calculation to my accountant.
I am trying to do planning for the remainder of the year and wanting to know the current RMD for both my wife and I and unwilling to wait for the answer from my accountant---I gave it another shot---and what do you know--- it is now a cake walk. That link is good if your spouse is less than 10 years your junior, if greater than that there is another chart.
Happy planning 
"A pessimist sees the difficulty in every opportunity, an optimist sees the opportunity in every difficulty” ---Sir Winston Churchill
"Political extremism involves two prime ingredients: an excessively simple diagnosis of the world's ills, and a conviction that there are identifiable villains back of it all." ---John W. Gardner
“You can’t go back and change the beginning, but you can start where you are and change the ending.” ---C. S. Lewis
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