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Thread: Thieves...

  1. #1
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    Thieves...

    When I picked up my laundry yesterday, my credit card was declined...They said they'd been having trouble processing cards that day, so I used another card and it worked fine...As usual when I got home I logged into my online banking to verify the card, and found it had been blocked...There was also a pending charge for $0.00 to Lyft, a taxi company...I called the 800 number and the guy said thay had locked my card because somebody had been using the number on what they recognized as fraudulent charges, including a $345.00 charge online...I don't know how they know what is legit and what isn't, but he said they would issue a new card immediately, and my old one was shut down permanently...

    I had just used it to order a new lightbar for my truck from Advance Auto, so he made sure that one would be honored, but no other charges...I'll have to wait for my new card before I push any more buttons at Amazon, but I'm grateful that my bank has their eyes open, and they are able to spot theft before it happens...I have no idea how they do it, and I doubt if they want to talk about it...It'll be a little inconvenient for a few days, but I've learned to live with inconvenience...

    I truly hate thieves......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  2. #2
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    Well---I guess I have been in the bucket with less honorable men! They got me as well---and within the last few minutes I found they got me once again

    Recounting the last few months, in late March my wife had her Chase card stolen in Paris---so that ended that one. Then about 6 weeks ago Chase called me to report that someone had tried to access the account---so there went the second one Then last week, I saw 3 or 4 charges from PayPal. I asked my wife and she wasn't responsible, then I went to PayPal---and the charges did not show up at PayPal I called chase and there went #3--I am still waiting for the new cards.

    Then this morning I was reviewing charges on my Capital One card---and here comes PayPal again----and once again no charges show on PayPal. So I am now about to call Capital One---and then I am going to PayPal and close that account

    Maybe cash isn't so bad after all
    "A pessimist sees the difficulty in every opportunity, an optimist sees the opportunity in every difficulty” ---Sir Winston Churchill
    "Political extremism involves two prime ingredients: an excessively simple diagnosis of the world's ills, and a conviction that there are identifiable villains back of it all." ---John W. Gardner
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  3. #3
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    Like Ben and Dave, I've had the stolen credit card thing happen to me as well. I was impressed by how the banks involved shut things down - particularly when it could have gone badly.

    Like "safe" people do, I check my banks and credit cards daily. It really does not take long if you're used to doing it. I'll recommend others do the same.

    Hunter
    I don't care if it hurts. I want to have control. I want a perfect body. I want a perfect soul. - Creep by Radiohead

  4. #4
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    Quote Originally Posted by UTAH View Post
    I check my banks and credit cards daily. It really does not take long if you're used to doing it.
    I do the same thing, sometimes a few times a day if I'm expecting a charge, or a credit...I've never used Paypal, I had always heard it was ripe for fraud...Yesterday I first thought why didn't they call me, or email me when this occurred?...Then I thought about all the scam emails and phone calls that are so prevalent, and I would have probably either dismissed the email to spam or just not answered the phone number I didn't recognize...They did it right, and good on 'em...

    When I checked this morning, all charges and credits on that account had been cleared, probably already on my new account, and the account is marked "blocked"...As long as they transfer my accrued points to the new card, I'm OK...I use certain cards for certain purchases...I have one that pays 3% for groceries, one for fuel at 3% and one for medical expenses at 3%...I've had my Discover Card for 33 years and the only thing I use it for is whatever category they're paying 5% on for this quarter...Everything else I used my now-cancelled card for at 2%...There is no annual fee with any of them, and I pay off the balance each month so there is never an interest charge...I get paid for spending whatever I was going to spend anyway...

    I've got the same six dollars in my pocket right now that I had when I quit buying lottery tickets in January......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  5. #5
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    Anytime there is a $0.00 test transaction the algorithm will trigger an alert.

    If you ever find a credit card go to a gas station and see if it works, if so, fill your truck and then go to Best Buy and purchase a big screen TV. After that, ditch the card because it will be blocked.

  6. #6
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    I had a fraudulent charge to my bank through Pay Pal a few months ago on my old account I had not used in years, which I caught and got Pay Pal to rectify, but had trouble closing out the account. I could not find a place on their page to do that and ultimately had to email them to get it done.
    ...............
    “You can vote your way into socialism, but you have to shoot your way out.” — Too fundamental to have an attribution


  7. #7
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    Quote Originally Posted by Phillbo View Post
    If you ever find a credit card go to a gas station and see if it works, if so, fill your truck and then go to Best Buy and purchase a big screen TV. After that, ditch the card because it will be blocked.
    Right...I'll just hold my hand over my face so they won't figure out who I am on the security video playback...

    There is one bright side to this...I started de-badging my truck this morning, and the old credit card makes a dandy scraper to get the two-sided tape off the paint without hurting it...I'm using Goo Gone, so I didn't know how that stuff would affect the credit card, now it doesn't matter......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  8. #8
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    ^^^
    A new candidate for the “Ugly Trucks” thread...
    ...............
    “You can vote your way into socialism, but you have to shoot your way out.” — Too fundamental to have an attribution


  9. #9
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    Quote Originally Posted by wacojoe View Post
    ^^^
    A new candidate for the “Ugly Trucks” thread...
    It's getting uglier every day, thanks to a fertile imagination and Amazon......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  10. #10
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    Sorry that happened to you Ben it's a real PITA.
    OPINION....a view or judgment formed about something, not necessarily based on fact or knowledge.

  11. #11
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    Quote Originally Posted by Honda View Post
    Sorry that happened to you Ben it's a real PITA.
    Hey I got a free glue scraper out of the deal didn't I?......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  12. #12
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    I'm down to one credit card , by choice. I get alerts anytime it's used, somewhat a pain in the ass. Make a purchase and the phone in the back pocket goes off. I have a second credit card with my credit union with a small limit that I only use online.


    I got hit in a hail storm on Memorial Day and it did about $5,000.00 in damage to the truck. It took off three of the four vent shields on the windows. I used one of these to get rid of the tape that held them to the weatherstrip. I've used them before to remove the decals on the fifth wheel.

    3M™ Stripe Off Wheel
    **************************************************
    Retired April 17, 2019
    Back to driving October 12, 2022
    Damn Credit Card
    Life’s too short to drink cheep booze and argue with stupid people.” Mickey Thompson

  13. #13
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    Quote Originally Posted by Blue74 View Post
    That's the one I bought...Works like a champ......Ben
    The future is forged on the anvil of history...The interpreter of history wields the hammer... - Unknown author...

  14. #14
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    Well finally got to look at my statement the other day and was surprised the hospital returned my fee that they charged from the first surgery. Now I got money in a card I don't use that often.
    Fred

    "Everyday I beat my own previous record for number of consecutive days I've
    stayed alive."

    'Take care of yourself, and each other.'

  15. #15
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    Quote Originally Posted by Truckman View Post
    That's the one I bought...Works like a champ......Ben
    I saw your post after this one.
    **************************************************
    Retired April 17, 2019
    Back to driving October 12, 2022
    Damn Credit Card
    Life’s too short to drink cheep booze and argue with stupid people.” Mickey Thompson

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